Want to enjoy this private pond view with the sweet & friendly visitors, deers and ducklings from your back yard? You probably do not want to miss this property that sits on the cul-de-sac of Windemere of Ridgemoor conservation area. This elite East Lake community features park-like walking trail throughout, and playground, tennis and basketball courts in Ridgemoor Central Park. Several ponds with water fountains boast the beauty of the vast amount of lush nature trees in this beatiful neighborhood. This 2544 square feet pool home has 4 bedrooms, 3 full bathrooms and 3 car garage. Newer roof, AC, Hot water heater, exterior paint and gutters were done between 2017-2020. It welcomes you by the beautiful glass double entrance door and leads you to the living room and formal dining room. From here you will be immediately attracted by the view of the pond and conservation woods. Turning right to the master bedroom with a walk-in closet, there is a spacious master bath with double sinks & vanity, garden tub and walk-in shower. The split plan layout brings you to another 3 bedrooms on the other side of the house through the kitchen. This updated kitchen flaunts 42” shaker style wood cabinetry with panty & pull-out shelving, quartz countertops, tile backsplash, large single sink, breakfast bar and newer stainless appliances. Breakfast nook catches the stunning look of water and greens in the back. Hallway bath has a tub and granite countertop vanity that is connected to 2nd & 3rd bedrooms. The 3rd bath, referred to as pool bath has a shower stall and easy access to the rear bedroom and pool. The family room has built-in shelving. It also has an oversized sliding door that brings in plenty of natural light and leads you to the covered lanai and saltwater pool. Sitting inside or outside of this house, you are always surrounded by the preserve nature atmosphere and the relaxing sensations. Inside laundry room has a sink. No flood insurance required. Current monthly HOA fees are $70 ( Ridgemoor Master Association) and $45 (Windemere Homeowner Association) that include trash /recycling pick up. This house is conveniently located to retails shopping centers, bank, gas station (6 minutes driving distance) and nearby Pinellas Trail and John Crestnut Sr. Park where you can enjoy boating, sports and even bring your lovely dog to meet some paw friends. Why wait any longer? Come to visit this beautiful house and make it to your sweet dream home!!!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,720 | $580,720 | $580,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $673 | $673 | $673 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,864 | $3,860 | $4,897 |
Total Monthly Payment | $4,628 | $4,624 | $5,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.