4488 VT Route 14, Irasburg, VT, 05845-9732 | $259,900

This property has been so thoughtfully remodeled, it's practically like having new home feel. This 3-BR, 1 3/4-BA farmhouse built in 1872 has been beautifully renovated to bring it into the modern era. Over 1900 sq ft of living space makes every room feel expansive, yet the design and features give a cozy vibe. Enter in to the large eat-in kitchen, and then make your way to the spacious living room with vaulted ceilings and a balcony that overlooks the main level. A bedroom, full bath, and laundry on the first floor add a touch of convenient accessibility, and two additional bedrooms and a 3/4 bath on the second floor leaves plenty of room for everyone. In addition, there are two staircases to the second level. The oversized 1-car attached garage has the potential to hold more for storage or workshop. The . 52 +/- acre village lot is a great, large space for enjoying time outdoors. In a prime location that is walkable to the village green and store, you will feel truly a part of the community as soon as you step outside the door. Some of the many improvements include new siding, new wiring and plumbing, new appliances, and a restructuring of the layout of the home. . This property is truly a gem and not to be missed!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 full / 1 three-quarter
  • Style: Farmhouse
  • Year Built: 1872
  • Garage: 1-car Garage
  • Heating: Propane,Hot Air
  • Cooling: None
  • Basement: Dirt,Unfinished
  • Approx Sq. Feet: 1,935
  • Acreage: 0.52
  • Est. Taxes: $2,923
  • Lot Desc: Other
  • MLS#: 5018077
  • Website: https://www.raveis.com
    /prop/5018077/4488vtroute14_irasburg_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/21/2024
Listing courtesy of BHHS Vermont Realty Group/Morrisville-Stowe   Phone: 802-888-0021
Listing Agent: Trombley & Day Group

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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860.690.5052

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Our Insurance Division:

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4488 VT Route 14, Irasburg, VT, 05845-9732

$259,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $207,920 $207,920 $207,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $244 $244 $244
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,401 $1,382 $1,753
Total Monthly Payment $1,720 $1,701 $2,072

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.