One acre lot with beautiful mature oak trees, this beautiful brick ranch style home has 2 bedrooms and 2 bathrooms, laundry room, a very large living room and off street parking. Home is in a very nice, quiet neighborhood within walking distance to everything in town. Home has been fully updated with renovations including new plumbing, new wiring, new windows and new AC unit. Home has hardwood floors throughout that have just been refinished. The exterior of the home has just been painted, as well as all the interior walls and trim. The eat-in kitchen boasts new stainless steel appliances with a large pantry. The Master bedroom has 3 large closets, and an all new ensuite featuring a 48” vanity and shower with floor to ceiling tile. Main bathroom has been recently updated and includes a linen closet. The large laundry room has newer washer and dryer. The LARGE yard has plenty of room for a garden, shop, or swimming pool.
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Our Executive Mortgage Banker:
Our Insurance Division:
$179,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,920 | $143,920 | $143,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $958 | $957 | $1,214 |
Total Monthly Payment | $1,243 | $1,242 | $1,499 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.