Welcome to your perfect seasonal seaside escape at 89 Hawks Nest Beach, just a few short steps from the water's edge! This delightful beach home boasts four spacious bedrooms-two upstairs and two downstairs-ideal for families and friends seeking a relaxing getaway. Nestled just steps from the beach, you'll have endless opportunities for sunbathing, swimming, and beachcombing right at your doorstep. The open layout invites natural light, creating a warm and inviting atmosphere. Whether you're looking to unwind on the porch, host barbecues, or create lasting memories by the shore, this seasonal beach home is your gateway to fun-filled days and tranquil nights. Investors take notice; home has fantastic rental history from April thru October. Don't miss your chance to own this coastal gem! Please note, there is no association fee connected to this cottage. There is the fabulous and convenient Garvin's store nearby that families love and have been enjoying for years. "one stop shop for all your beach vacation needs" . . . and donuts too! There is also a fun program run by the owners of the store which provides activities for the kids and use of the tennis courts for a nominal summer fee. Not to be missed sandcastle contests, treasure hunts and more. For more information go to hawksnestbeach website . . . . . More info for Investors: The owners of this cottage are on target to make approximately $40k in rental revenue for the cottage this year. Rentals are in full swing from Memorial Day into October. Expenses include rental and property management, maintenance, water, electric, cable, taxes, trash and beach cleaning. New buyers can either manage rentals themselves or continue with Hawks Nest Beach Rentals. This home is currently referred to as cottage G6. Check out the above noted Hawks Nest Beach link for details. Current owners are more than willing to share prior renters with the new owners!
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Dining Room | Main | |
Kitchen | Vaulted Ceiling | Main |
Living Room | Fireplace | Main |
Primary Bedroom | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $472 | $472 | $472 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,001 | $2,924 | $3,772 |
Total Monthly Payment | $3,565 | $3,488 | $4,336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.