Nestled on picturesque Plum Island with water views and beach access, this recently renovated historic home built in 1830, combines timeless charm with modern conveniences. Located just steps away from the beach, ideal for enjoying the coastal lifestyle. You’ll be struck as you enter by the abundance of natural light, bamboo hardwood flooring throughout, and the open concept first floor with full bath and access to the side deck and yard, perfect for entertaining. Upstairs you’ll find 3 bedrooms with water and sunset views, a full bath, laundry, and a Juliette balcony to watch the sun rise. Central air for year-round comfort, plenty of storage with a full basement, shed, and large unfinished attic ready for your creativity. Ample parking for 5+ vehicles. Vibrant Newburyport is just minutes away for dining and shopping and entertainment in a quintessential New England coastal community. Don’t miss the opportunity to own a piece of Plum Island’s history!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $726 | $726 | $726 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,836 | $6,321 | $8,439 |
Total Monthly Payment | $6,687 | $7,172 | $9,290 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.