Location, Location, Location! Nestled within scenic farmland, this well maintained ranch style home is ready to turn over ownership. Make the outdoors your own oasis with the in-ground salt water pool, walking trail with creek frontage and raised garden beds perfect for growing vegetables and all types of flowers. Inside offers a spacious layout. Offering just over 1500 sqft. you will be welcomed into the living and dining room area which serves as the common area of the house. Move into the generously sized kitchen offering plenty of counter/cabinet space and a nice food pantry for storage as well. Find your way into the spacious primary suite with a large soaking tub and closet. With privacy in mind, find the additional 2 bedrooms and full bath on the opposite side of the main living area. Full unfinished basement, currently set up as a music studio and home gym offers additional potential to be a finished area or ideal work-from-home space. The attached 2-car garage serves convenience for parking in the winter time and additional storage space and is also ADA-compliant with a ramp into the house. Spend the summers outside while enjoying the fenced-in pool area while hosting BBQs and entertaining guests. The workshop holds potential for a detached studio or just simply, a workshop. Lastly, the 10x11 shed in the yard, currently serves as a chicken coop with an automatic door to let the chickens in and out. Just minutes from Kingston's desirable Stockade District and the NYS thru-way. Short drive to the Village of Woodstock and Stone Ridge. Don't blink! You do not want to miss this great opportunity. Additional Information: Amenities: Soaking Tub, Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached,
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William Raveis Mortgage, LLC
Phone: 347.223.0992
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,636 | $2,600 | $3,299 |
Total Monthly Payment | $3,224 | $3,188 | $3,887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.