A charming ranch-style home on a quiet, rural dead end, includes 4 additional pre-existing lots with sale. Home offers a one bedroom with a brick fireplace, one bathroom, living space includes a cozy 21 x 19 living room with a pellet stove, striking wood details on the ceilings and walls, large skylights fill the interior with natural sunlight, creating an inviting and uplifting atmosphere, and extra 16 x 12 bonus room, for a total of 1, 320 sq ft of living space. Property extends into a beautiful wooded area, providing a serene backdrop with ample outdoor opportunities, abutting the Cumberland Land Trust. The property boasts 4 sheds, one dedicated as a wood working shop, offering endless creative possibilities. Recent upgrades in 2017 include a roof, siding, and replacement windows. Home has a modern central air system, Navien on demand hot water, a propane force hot air heating system, and a second pellet stove. Just minutes from the highway, providing easy access to restaurants, shopping, and school system. All nestled in a picturesque landscape. Call today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $275 | $275 | $275 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,073 | $1,946 | $2,524 |
Total Monthly Payment | $2,423 | $2,296 | $2,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.