Welcome to Long Beach! This beautifully updated and unique one-bedroom co-op in Long Beach offers everything you could need, including an assigned parking spot. The coastal-style apartment boasts a spacious layout with seven large closets. The kitchen has been updated with sleek white cabinets, quartz countertops, and stainless-steel appliances. Enjoy your meals in the dinette area, illuminated by a beautiful hanging light fixture. The renovated bathroom is elegantly tiled and features a linen closet for added convenience. The entire space showcases refinished hardwood floors, new moldings, new doors, two new a/c wall units and updated hardware throughout. Relax in the sunken, spacious living room with recessed lighting, and enjoy stunning sunsets and sunrises from your private balcony. This building provides direct access to the boardwalk and beach and features the largest heated pool, a fully equipped gym, a party room with a kitchen, a library, bike storage, storage bins (waitlisted), additional storage for your beach accessories, and laundry facilities on each floor. Join the vibrant beach community and make this your new home offering a true coastal lifestyle! Take the bus right in front of the building, providing easy access to the Long Island Railroad for a convenient commute to New York City! Plus, there's no flip tax!, Additional information: Appearance: Excellent, Interior Features: Lr/Dr
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,426 | $2,366 | $2,987 |
Total Monthly Payment | $2,501 | $2,441 | $3,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.