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949 Sierra Vista Lane, Valley Cottage, NY, 10989 | $345,000
Check out this inviting large one-bedroom condo with a junior second bedroom (den/office) in the sought-after Mountainview complex. Heat included in HOA. The bright and spacious living room seamlessly flows into a generous dining area, which offers access to a private deck overlooking serene woods. The updated eat-in kitchen features stainless steel appliances, newer white oak cabinetry, and elegant quartz countertops. You'll also appreciate the convenience of a private laundry, updated one-and-a-half bathrooms, and ample closet space, all enhanced by gleaming solid Brazilian Cherry wood flooring and recessed lighting throughout. This home is perfect for comfortable living! The complex amenities offer access to club house, lovely pools, playground areas and well-maintained grounds. Just a short distance from Nyack, you can explore fantastic restaurants, boutiques, entertainment, and outdoor activities like hiking and biking trails. With seasonal fairs and farmers markets nearby, you’ll experience everything a river town has to offer. Plus, the excellent location ensures easy commutes to NYC and Westchester, with shops and public transportation close at hand. Additional Information: Amenities: Storage,
Features
- Parking: Parking Lot, Unassigned
- Heating: Electric, Baseboard
- Cooling: Wall/Window Unit(s)
- Levels: 2
- Amenities: Park, Clubhouse, Playground, Trash
- Rooms: 5
- Bedrooms: 1
- Baths: 1 full / 1 half
- Laundry: Inside
- Complex: Mountainview East III Condo
- Year Built: 1972
- Common Charge: $514 Monthly
- Approx Sq. Feet: 1,081
- Acreage: 0.06
- Est. Taxes: $8,033
- Lot Desc: Near Public Transit, Near School, Near Shops
- Elem. School: Liberty Elementary School
- Middle School: Nyack Middle School
- High School: Nyack Senior High School
- School District: Nyack
- Pet Policy: No Restrictions
- Appliances: Electric Water Heater, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- MLS#: H6331817
- Days on Market: 23 days
- Website: https://www.raveis.com
/prop/H6331817/949sierravistalane_valleycottage_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
949 Sierra Vista Lane, Valley Cottage, NY, 10989
$345,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $669 | $669 | $669 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,859 | $1,834 | $2,328 |
| Total Monthly Payment | $2,603 | $2,578 | $3,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535