This is a must-see hidden gem on the east side of Providence. The modest exterior conceals a unique home full of distinction and charm in its oversized, sunlit rooms. The elegant and expansive living room features tasteful built-in bookcases, cabinets and the first of two fireplaces in the home. The adjacent formal dining room has a beautifully coffered ceiling and a built-in corner china closet that is original to the home and updated with recessed lighting. The living and dining rooms boast new high quality oak-pegged floors that mimic the original floors. There is a doorway from the dining room to a huge 3-year-old Trex deck. The open concept kitchen has a dinette area that can comfortably seat 12. Also a study that was once a garage that can be converted back. The recently carpeted staircase leads to the second floor that houses four large bedrooms. The large primary bedroom has four closets, including a cedar closet, and a private full bathroom. One of the bedrooms has a fireplace and can double as a study or den. The hallway has an enormous built-in linen-cabinet. The finished oversized attic room extends the length of the house and has a full bath, a walk in closet plus additional storage. The basement has three finished rooms, another full bathroom, and a second kitchen area. Additional features include a slate roof, full perimeter French-drains, a sump-pump, central-air on first floor, built-in a/c units in upstairs bedrooms, and beautiful molding throughout.
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Our Executive Mortgage Banker:
Our Insurance Division:
$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.250% | 6.000% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.797% | 6.108% | 5.805% |
Monthly Tax Payment | $391 | $391 | $391 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,396 | $4,772 | $6,557 |
Total Monthly Payment | $4,879 | $5,255 | $7,040 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.