Discover versatile, modern living at 158 Willow St in Cheshire. This unique property includes a legal in-law/au pair suite that can remain open to the main home for large family living or be separated as a potential income-generating rental unit. Whether you need additional space for extended family or want to supplement your mortgage, this home provides flexibility to suit your lifestyle. Inside, you'll find a beautifully updated kitchen with granite countertops and stainless steel appliances, perfect for cooking and entertaining. The layout features a spacious first-floor primary suite with large windows, a walk-in closet, and a full private bathroom-ideal for unwinding after a long day. The in-law/au pair suite includes its own private entrance, an open living space, a modern kitchen, one and a half baths, and two bedrooms. One of the bedrooms is a charming walk-up suite with its own full bath. This space allows for great versatility for guests, family, or rental income. Outside, enjoy beautiful landscaping and a serene patio, perfect for relaxation and gatherings. The home has been well-maintained, with a brand-new roof (just two years old) and a freshly painted exterior, making it move-in ready. Located minutes from Route 10 and close to the Farmington Canal Heritage Trail and Bartlem Park, this home is also less than seven minutes from Cheshire's Elementary, Middle, and High Schools. Book your visit today and explore all the possibilities at 158 Willow St!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.605.5576
Rick.Cannavaro@raveis.com
NMLS Mortgage Loan Originator ID 89074
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,920 | $471,920 | $471,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $608 | $608 | $608 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,179 | $3,137 | $3,980 |
Total Monthly Payment | $3,879 | $3,837 | $4,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.