15 Central Avenue, Babylon (Amityville), NY, 11701 | $669,000

Waterfront Gem in South Amityville with Year -Round Sunsets! Welcome to this Charming Four-Bedroom, Two- Full Bath Colonial Home Located in the Heart of South Amityville. Perfectly Positioned on a Deep Waterfront Lot, this Property Offers Stunning Water Views and Direct Canal Access to the Great South Bay. Step Inside to a Warm and Inviting Living Room Featuring a Cozy Wood-Burning Fireplace, Ideal for those Chilly Evenings. The Updated Kitchen Boasts Modern Appliances and Flows Seamlessly into the Dining Area, Perfect for Entertaining Family and Friends. The First Floor Offers a Versatile Bedroom with a Wall of Windows Overlooking the Water, Easily Adaptable as an Additional Living Space. A Full Bathroom and a Combined Laundry/Mud Room Complete the First Floor. Hardwood Floors Continue up to the Second Floor, Where You'll find Three Additional Bedrooms and a Second Full Bathroom. Step outside to the Outdoor Oasis on this Extra Deep Property Spanning 150 Feet Deep Leading You to Your Own Canal Access, Providing Endless Opportunities for Water Activities and Easy Access to the Great South Bay. Spend Evenings by the Outdoor Fire Pit Enjoying Breathtaking Sunsets that will Never Get Old. Completely Renovated in 2013, this Waterfront Charmer is Move-In Ready! Don't Miss Your Chance to Unpack and Settle into a Life of Serenity and Beauty in South Amityville.

Features

  • Town: Babylon
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Colonial
  • Year Built: 1920
  • Heating: Natural Gas, Baseboard
  • Cooling: Ductless
  • Basement: Crawl Space
  • Acreage: 0.2
  • Est. Taxes: $13,587
  • Water Front: Yes
  • Elem. School: Park Avenue School
  • Middle School: Edmund W Miles Middle School
  • High School: Amityville Memorial High School
  • School District: Amityville
  • Appliances: Tankless Water Heater
  • MLS#: 3584561
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/3584561/15centralavenue_babylon_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Signature Premier Properties   Phone: 516-799-7100

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15 Central Avenue, Babylon (Amityville), NY, 11701

$669,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $535,200 $535,200 $535,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $1,132 $1,132 $1,132
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,561 $3,557 $4,589
Total Monthly Payment $4,785 $4,781 $5,813

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.