Waterfront Gem in South Amityville with Year -Round Sunsets! Welcome to this Charming Four-Bedroom, Two- Full Bath Colonial Home Located in the Heart of South Amityville. Perfectly Positioned on a Deep Waterfront Lot, this Property Offers Stunning Water Views and Direct Canal Access to the Great South Bay. Step Inside to a Warm and Inviting Living Room Featuring a Cozy Wood-Burning Fireplace, Ideal for those Chilly Evenings. The Updated Kitchen Boasts Modern Appliances and Flows Seamlessly into the Dining Area, Perfect for Entertaining Family and Friends. The First Floor Offers a Versatile Bedroom with a Wall of Windows Overlooking the Water, Easily Adaptable as an Additional Living Space. A Full Bathroom and a Combined Laundry/Mud Room Complete the First Floor. Hardwood Floors Continue up to the Second Floor, Where You'll find Three Additional Bedrooms and a Second Full Bathroom. Step outside to the Outdoor Oasis on this Extra Deep Property Spanning 150 Feet Deep Leading You to Your Own Canal Access, Providing Endless Opportunities for Water Activities and Easy Access to the Great South Bay. Spend Evenings by the Outdoor Fire Pit Enjoying Breathtaking Sunsets that will Never Get Old. Completely Renovated in 2013, this Waterfront Charmer is Move-In Ready! Don't Miss Your Chance to Unpack and Settle into a Life of Serenity and Beauty in South Amityville.
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Our Executive Mortgage Banker:
Our Insurance Division:
$669,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,200 | $535,200 | $535,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,132 | $1,132 | $1,132 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,561 | $3,557 | $4,589 |
Total Monthly Payment | $4,785 | $4,781 | $5,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.