4407 Whispering Hills Drive, Chester, NY, 10918 | $349,000

Nothing to do but move right in! This gorgeous newly-renovated 2 bedroom, 1. 5 bathroom townhouse with a 2 car garage is located in the desirable Whispering Hills community in the Village of Chester. Brand new Pergo Timber Craft wood flooring throughout the house except for in the bathrooms and kitchen area. Spacious living room with wood burning fireplace. Recently renovated kitchen with new white shaker cabinetry and a brand-new GE Cafe French door refrigerator and kitchen appliances only a few years old. The second floor features brand new flooring in the bedrooms and hallway. Large Primary bedroom has high vaulted ceilings and a large walk-in closet. The second bedroom is spacious and has a nice sized closet. Renovated full bathroom with tile flooring and new vanity, toilet and fixtures. Two car garage with coated epoxy floors, extra storage space and a second auxiliary refrigerator for your extra food storage needs. The outdoor patio with privacy fence overlooks the green area and woods. The Pella sliding glass door from the dining area to the outdoor patio are brand new. Freshly painted and new light fixtures throughout. Laundry area with storage shelves and full sized washer and dryer included. Central air conditioning and forced air heating. AC condenser recently replaced. Natural gas and municipal water and sewer services. This home is in a fantastic location within Whispering Hills - tucked in the back of the complex alongside the green area near the tennis courts, clubhouse, pool area, playground and dog run. Included with monthly HOA fee: Water, garbage and recycling, snow removal, landscaping, pool pass to two separate pool areas, use of tennis courts, basketball court, playground and clubhouse. Low taxes!!! Excellent commuter location. Bus stop to NYC/NJ in the complex. Close to the highway, supermarket, and shopping. Minutes from Woodbury Common, LegoLand NY, Garnet Health Medical Center, Chester Mall Shopping Center. Additional Information: ParkingFeatures: 2 Car Attached,

Features

  • Parking: 2-car, Attached
  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air
  • Amenities: Park, Clubhouse
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Inside
  • Complex: Whispering Hills
  • Year Built: 1989
  • Common Charge: $340 Monthly
  • Approx Sq. Feet: 1,294
  • Acreage: 0.01
  • Est. Taxes: $3,719
  • Lot Desc: Near Public Transit, Near Shops
  • Elem. School: Chester Elementary School
  • Middle School: Chester Academy-Middle/High School
  • High School: Chester Academy-Middle/High School
  • School District: Chester
  • Pet Policy: Call
  • Appliances: Indirect Water Heater, Dryer, Microwave, Refrigerator
  • MLS#: H6332115
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/H6332115/4407whisperinghillsdrive_chester_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Howard Hanna Rand Realty   Phone: 845-294-3100

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4407 Whispering Hills Drive, Chester, NY, 10918

$349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,200 $279,200 $279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $310 $310 $310
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,881 $1,856 $2,355
Total Monthly Payment $2,266 $2,241 $2,740

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.