With its muti-tiered roof, faceted exterior walls and stacked double-height windows, this home makes a dynamic and visually interesting silhouette against the sky. Set on a flat 1. 26-acre lot, it's beautifully landscaped, PRIVATE and NOT IN A FLOOD ZONE, perfect for adding a pool (ready in as little as 50 days). Enter through a grand 14-foot foyer into a thoughtfully designed single-story layout with no carpet and 10-14 foot ceilings throughout. Straight ahead is an elegant salon, ideal for quiet relaxation or entertaining. To the right, the open-concept living area includes a spacious dining room, breakfast nook, and a well-equipped kitchen with 46-inch cabinets, granite counters, and newer appliances. Off the kitchen, you'll find a butler's pantry and a family room, cozy with a gas fireplace framed by custom built-ins. A stunning wall of windows spans the back of the house, filling the space with natural light and framing the lush backyard. The desirable split floor plan separates the primary bedroom from the guest rooms. The spacious primary suite offers an ensuite bath, two large walk-ins, and dual vanities. No doubt, the layout of this quality home combines architectural delights with well planned, functional spaces that cater to modern living. Located in Amelia Bay Estates, an exclusive gated community of custom built homes, it's just 10 minutes from pristine beaches and Fernandina's historic downtown. THIS IS THE ONLY HOME FOR SALE IN FERNANDINA IN A GATED COMMUNITY WITH OVER ONE ACRE OF LAND AND LESS THAN $1M. The median price of homes for sale in Fernandina with ½ to one acre is approx. $1. 2M. A fantastic value and well-maintained, with roof in excellent condition, newer HVAC (2018) and hot water heater (2019).
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $720 | $720 | $720 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,410 | $4,354 | $5,970 |
Total Monthly Payment | $5,222 | $5,166 | $6,782 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.