A BRAND NEW ROOF. . . . . . covers this bright, sunny home that feels so new. Walking through the front door, the shiplap wall and mantel above the gas fireplace will catch your eye. Plenty of light comes through the tall arched windows in the front of the house. This home was remodeled in 2022 with vinyl plank flooring throughout the house, just about everything is 2 years old - stainless steel appliances, water softener, granite countertops and fixtures in kitchen and bathrooms, light fixtures inside and out, even the baseboards were replaced with a more modern look. Plenty of closets in this home, including a pantry closet. Laundry room off the kitchen leads to the roomy garage. Step outback to an inviting backyard, the 13x18 patio was done with cobblestone pavers and a metal gazebo, walk a little further out to the cozy fire pit lined with stone. The 10x16 storage shed at the back of the property conveys. White vinyl fence was installed in 2022. Brand new gutters installed 2023. This is a lovely, quiet neighborhood just outside the center of Callahan and a convenient commute to Jacksonville International Airport, US1 and 295/95.
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Our Executive Mortgage Banker:
Our Insurance Division:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,496 |
Total Monthly Payment | $2,212 | $2,210 | $2,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.