Welcome to this charming first-floor condo in the desirable gated community of Bella Trae. Offering two spacious bedrooms and a flexible bonus room that could easily serve as a third bedroom or home office, this condo provides a perfect balance of comfort and functionality. The open-concept dining and living room flow seamlessly together, with the living area extending to a screened-in lanai that overlooks a peaceful pond—ideal for relaxing or entertaining.
The galley kitchen features stainless steel appliances and a cozy dining nook, perfect for morning coffee. The primary bedroom is thoughtfully separated from the additional bedrooms, providing a private retreat complete with dual sinks, a large walk-in shower, and a spacious walk-in closet. The guest bathroom is conveniently located near the secondary bedrooms for easy access. This home also includes a full-sized washer and dryer and an attached one-car garage.
Enjoy the maintenance-free lifestyle with HOA dues that cover grounds maintenance, cable/internet, pest control, and a variety of resort-style amenities. Bella Trae offers a clubhouse with a fitness center, billiards room, library, meeting rooms, community grill stations, a zero-entry pool, spa, putting green, and tennis courts.
Currently leased to long-term tenants, this property is a great investment or future home, ideally situated near major highways, restaurants, and shopping. Experience the best of Bella Trae living today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,000 | $238,000 | $238,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $267 | $267 | $267 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,603 | $1,582 | $2,007 |
Total Monthly Payment | $1,945 | $1,924 | $2,349 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.