PRICE IMPROVEMENT Welcome to your dream retirement destination in the heart of Largo, Florida, where serenity meets convenience in this sought after 55+ community nestled beside the tranquil shores of Lake Seminole. One of the ADDITIONAL SPACE highlights of this charming home is the enclosed Florida room/porch, providing additional square footage where you can relax. Step into this meticulously maintained 2-bedroom, 2-bathroom gem, offering an updated interior that exudes both simplicity and comfort. Home will come FULLY furnished. From the moment you arrive, you'll be captivated by the charm and warmth. As you enter, you'll be greeted by an inviting ambiance, with ample natural light illuminating the spacious living area. The kitchen has updated countertops, and plenty of cabinet space. Adjacent to the kitchen, you'll find a cozy dining area, perfect for enjoying intimate meals with loved ones. The open floor plan seamlessly flows into the living room, where you can unwind and entertain guests in style. Retreat to the serene primary suite with private en-suite bathroom for added convenience. The second bedroom offers ample space for guests or can be utilized as a home office or hobby room to suit your needs. Step outside to discover another enclosed seating area, ideal for savoring your morning coffee. This vibrant community offers a plethora of amenities to enhance your retirement lifestyle, including a clubhouse, pool, shuffleboard courts, and a fitness area. With the HOA covering sewer, trash, water, and maintenance of the grounds, you can enjoy a worry-free living experience. For the outdoor enthusiasts, the community boasts a convenient boat launch, allowing you to explore the pristine waters of Lake Seminole at your leisure. Plus, with its central location between the area's famed beaches and airports, you'll have easy access to all the attractions and conveniences that Largo has to offer. Best of all, this pet-friendly community welcomes your furry companions, with a policy allowing two pets weighing up to 35 lbs. each. Say hello to a lifestyle of relaxation, recreation, and pure bliss in this idyllic 55+ community in Largo, FL (there is a 20% cap for owners under the age of 55, which has not been met). Don't miss your chance to make this your forever home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$219,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,920 | $175,920 | $175,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $125 | $125 | $125 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,156 | $1,169 | $1,496 |
Total Monthly Payment | $1,355 | $1,368 | $1,695 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.