Custom-built hand-crafted timber-frame chalet nestled on 5 peaceful wooded acres, this home has been cherished and meticulously maintained by a single family. A stunning V-shaped glass window floods the interior with natural warmth in the winter and showcases the beauty of the outdoors year-round. Large deck off the main room gives shade to below (sheltered parking) and takes advantage of the southern exposure throughout the day. The spacious loft doubles as a bedroom and versatile sitting area, office, or more, with plumbing already in place for a convenient half-bath installation. Wide pine plank floors add rustic charm throughout, and a Waterford enameled cast iron wood stove from Ireland centers the main living room with warmth and character. The lower-level walk-out basement, featuring its own entry, offers a partially finished space with a three-quarter bath, ready to be customized as an apartment, in-law suite, or additional living area. The upper driveway has recently been graded, with crushed asphalt to be added before winter. For outdoor enthusiasts, two deeded waterfront access points, shared with just two neighboring homes, are within walking distance and offer space for kayak storage by the lake. Winter views allow you to watch the lights of the snow cats on Mt Sunapee and see the pond through the trees. Just 10 minutes from Vail’s Mt. Sunapee Resort and 15 minutes from Sunapee Harbor, this home perfectly balances seclusion with convenient access to recreation.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $367 | $367 | $367 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,456 | $2,273 | $2,989 |
Total Monthly Payment | $2,898 | $2,715 | $3,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.