***Back on the market due to no fault from the seller*** This fully renovated 2 bedroom, 1 bath home with no HOA is a must see. It has been completely updated inside and out with new windows, doors, exterior paint, and new electrical, plumbing, and HVAC systems. The entire interior has been painted in a neutral color making it feel light and bright. There are beautiful, painted hardwood floors in the living room and bedrooms, and new luxury vinyl flooring in the kitchen, laundry, and bathroom. This home offers a great floor plan with spacious bedrooms and plenty of storage space. The kitchen is stylish and functional with new wood cabinets, new countertops, stainless steel appliances, and a 8’ x 13’ dining area. The bathroom has all new fixtures and there are new lights throughout. The home sits on almost 1 acre and the large flat lot provides plenty of options for entertaining or relaxing. It is currently fully fenced around 0. 3 acre but could easily be opened to the back part of the property. There is also a great workshop/shed or additional storage. The house is zoned in District 7, has great access to 85 and 26, and is minutes from shops and restaurants in downtown Spartanburg. *Seller is a licensed agent*
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $155,200 | $155,200 | $155,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $39 | $39 | $39 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,033 | $1,032 | $1,331 |
Total Monthly Payment | $1,147 | $1,146 | $1,445 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.