Beautiful End Unit Town House nestled in sought-after "The Woods" development in Nesconset in blue ribbon Smithtown School District. Bright and spacious home with Vaulted Ceilings. Living Room Skylight provides amazing Bright and Natural Lighting. Spectacular Eat In Kitchen with Motion Sensor Sink for added convenience as well as efficient and recently replaced Whirlpool Refrigerator & Bosch dishwasher. Step into Spacious Living Room and Formal Dining Room Perfect for family gatherings. Glass sliders lead out to Large Deck perfect with Tranquil, Park-like setting. Spacious Bedroom and Full Bath also located on First Floor. Upstairs, the Primary Bedroom provides ample closet space for storage. Renovated, Expanded Ensuite bathroom complete with soaking tub and stand-up shower. Other Features include Garage with motion light sensor for added security and convenience, high hats and Kohler Elevated Toilet Seats in Bathrooms. Two zone CAC and heat upgraded and converted from oil to electric with Honeywell thermostats in 2017 and new washing machine. Amenities include outdoor in-ground pool and clubhouse. Located in renowned Smithtown School District. Close to all major highways, public transportations and shops. Amenities include Outdoor Pool, Library, Clubhouse and plenty of activities for all ages. Woof/Meow - pets welcome! Do not miss out!
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Our Executive Mortgage Banker:
Our Insurance Division:
$524,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,200 | $419,200 | $419,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $771 | $771 | $771 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,860 | $2,786 | $3,594 |
Total Monthly Payment | $3,723 | $3,649 | $4,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.