Welcome to this charming single-family colonial home in the sought-after Highridge Estate Community, offering comfort and convenience in a peaceful Rocky Hill neighborhood. This property features an updated kitchen, 3 bedrooms, updated 3. 5 baths, and a 2-car garage, blending modern amenities with serene surroundings. The main level includes a spacious, high-ceiling living room, perfect for relaxation or gatherings. The adjoining kitchen is equipped with granite countertops and SS appliances, recently upgraded refrigerator & dishwasher and has a large dining area, ideal for family meals. Upstairs, the primary bedroom boasts, a walk-in closet and a full bath with a stand-in shower and double vanity sink. Two additional bedrooms, a full bath, and a convenient laundry room complete this level. Hardwood floors throughout main and second floor. The walk-out basement adds versatility with 700 square feet of finished space with brand new carpet, featuring a large window, sliding door, kitchenette, and a full bath with a stand-in shower-great for guests or as an in-law suite. Throughout the home, recessed down trim lighting creates a warm ambiance. Conveniently located near Route 3 and I-91 for easy access to Hartford, just a 15-minute drive. Close to shopping centers like Westfarms Mall and local dining options in Rocky Hill and Glastonbury. Enjoy nearby parks, golf courses, and the Connecticut River for outdoor activities. All applicants must perform a credit & background check
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Kitchen | Granite Counters,Half Bath,Island,Tile Floor | Main |
Living Room | Hardwood Floor | Main |
Primary BR Suite | Full Bath,Stall Shower,Walk-In Closet,Hardwood Floor | Upper |
Rec/Play Room | Remodeled,Wet Bar,Full Bath,Walk-In Closet,Wall/Wall Carpet | Lower |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,560 | $2,560 | $2,560 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $17 | $16 | $21 |
Total Monthly Payment | $92 | $91 | $96 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.