Welcome to this beautifully updated and modern home, designed for effortless living and entertaining. Located in a peaceful neighborhood, this property offers the rare benefit of no HOA or CDD fees, and no flood insurance required, giving you the freedom to enjoy your space without any restrictions. Recently renovated in 2021, the kitchen boasts sleek stainless steel appliances, granite countertops, and plenty of storage, while the fully remodeled bathroom adds a touch of luxury with contemporary finishes. The home also features newer systems, including a new A/C, garage door, and electrical panel, ensuring peace of mind for years to come. The durable 50-year Spanish tile roof was replaced in 2001, further adding to the home's long-lasting quality. Inside, you'll find two cozy, private bedrooms, along with expansive living and dining areas that create an ideal flow for family gatherings and entertaining. A large bonus area off the kitchen offers endless possibilities – perfect for a home office, playroom, or recreation space. The fully fenced backyard is an excellent setting for outdoor gatherings, BBQs, or simply relaxing. Additionally, the pool table currently in the home is negotiable. Conveniently located just minutes from downtown New Port Richey, local shopping, restaurants, and outdoor attractions like Cotee River, Key Vista Nature Park, and Anclote River Park, this home offers both a tranquil retreat and easy access to all the essentials. With no HOA fees and a host of recent updates, this property presents an incredible opportunity to own a beautiful home in a private, low-maintenance setting. Don't miss out—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,992 | $191,992 | $191,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,276 | $1,646 |
Total Monthly Payment | $1,547 | $1,546 | $1,916 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.