Charming Villa in The Villas of Cedar Creek!
This beautifully updated 2-bedroom, 2-bath villa offers a blend of comfort and convenience. Featuring an extended floor plan, the home boasts a bright kitchen with resurfaced cabinets, updated bathrooms with new tile, cabinetry, lighting, and a master shower. Porcelain floors add a touch of elegance to the bathrooms, while luxury vinyl plank flooring flows throughout the living areas. Enjoy your morning coffee in the enclosed Florida room or make it your office or family room. Relax or enjoy outdoor dining in the spacious 10x10 screened-in lanai.
The home has been meticulously maintained with several key upgrades, including a brand-new roof (September), fresh exterior paint (February), a newer water heater, an updated electric panel, and a well-maintained A/C system. Nestled at the end of a peaceful cul-de-sac, it’s just steps from the community’s heated pool, spa, and clubhouse. The villas have some of the lowest HOA fees, and allow pets so bring your fur babies as there is no pet weight limit. This one offers furnishings if you desire or have the need.
The location is unbeatable, with sidewalks perfect for walking or biking; there are many ponds and mature landscaping from one end of the comunity to the other. Living in this location, you're just 4 miles from I-75 at the UTC area, offering a wide range of dining, shopping, and medical facilities, Benderson Park, and all that this has to offer and just at the entrance of Lakewood Ranch with all those amenities as well.
These villas are BUILT TO LAST, well maintained and highly desirable. Don't let this opportunity pass you by if you're looking for a smaller home now while you renovate, rebuild or just want to relocate to an area that is "high and dry", this is the place for you and at this price point, you can't go wrong. Come and take a look.
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Our Executive Mortgage Banker:
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$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $117 | $117 | $117 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,994 | $1,967 | $2,496 |
Total Monthly Payment | $2,186 | $2,159 | $2,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.