Serene Villa with Stunning Pond Views in The Villas of Cedar Creek!
This charming 2-bedroom, 2-bath villa offers an extended floor plan and an abundance of natural light. The floor plan is wide open as you enter the front door looking to the enclosed Florida room, with sliding doors that lead outside. The living area into the "Florida room" features large windows that bring the outdoors in, and is perfect for an office, or a serene, relaxing space, and provides sliding doors that open to a lovely red brick patio; featuring a newer awning; enjoy the tranquil view of lush, mature gardens and the long view of the pond from this beautiful space; the backyard is huge and gives tranquil views of the pond, offering both privacy and a spectacular, peaceful setting.
The kitchen is equally inviting, with ample light, seating for two at the window, and plenty of storage for all your culinary essentials. Both bedrooms are quite spacious with walk in closets and the master bath has double sinks and a step in shower. Beautifully painted and decorated, this home is move-in ready, with furnishings available if desired.
Located at the end of a cul-de-sac on a gorgeous landscaped lot, the villa also includes hurricane shutters and a new garage door (2017). Additional upgrades include a paver driveway, fresh exterior paint (May), and a roof that’s just 6 years old. The villas have some of the lowest HOA fees, and allow pets so bring your fur babies as there is no pet weight limit.
The location is unbeatable, with sidewalks perfect for walking or biking; there are many ponds and mature landscaping from one end of the comunity to the other. Living in this location, you're just 4 miles from I-75 at the UTC area, offering a wide range of dining, shopping, and medical facilities, Benderson Park, with much to do to keep you entertained and just at the entrance of Lakewood Ranch with all those amenities as well.
These villas are well built, well maintained and highly desirable. The Villas are BUILT SOLID AND MADE TO LAST - they have been through every storm and hurricane since constructed with concrete block so if you're looking to go where it's "high and dry", look no further as this will be your perfect new home or temporary place to "hang your hat" while you renovate, rebuild or just looking to relocate to the north end of Sarasota. At this price you cannot go wrong! Come have a look.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $322 | $322 | $322 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,913 | $1,888 | $2,395 |
Total Monthly Payment | $2,310 | $2,285 | $2,792 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.