Nestled on just over an acre of land, you'll find this lovely 2 bed 1 bath cottage, built on the back of the property allowing for a quiet and peaceful place to relax and unwind. This house has lots of natural light as there are lots of windows and skylights in nearly every room. The well landscaped property has mature trees, flower gardens and natural stone, a truly peaceful environment. The house is just as inviting, a walkway takes you through a small patio into the mud/dining room with a wall of windows, vaulted ceilings and brick floor. The kitchen is well laid out with breakfast bar and small center island, the vaulted ceilings and skylight make this a happy space. The living room is large with wood burning fireplace, vaulted ceilings, skylights and french doors to a terrace on the backside of the house. The primary bedroom also has vaulted ceilings, a skylight and a large closet. The 2nd bedroom is off the living room and has a large closet. The bathroom has natural light, a tub/shower combo and a stackable washer and dryer. Located just off Mudge Pond Road this property is minutes from downtown Sharon, Salisbury and Millerton NY. The location is a treasure trove of local charm with close proximity to shops and restaurants, Sharon Playhouse and Sharon Town Beach. Just 15 minutes to Metro North Train, and two hours train ride to NYC.
Type | Description | Level |
---|---|---|
Bedroom 1 | Walk-In Closet,Laminate Floor | Main |
Dining Room | Skylight,9 ft+ Ceilings,Stone Floor | Main |
Full Bath | Skylight,Vaulted Ceiling,Tub w/Shower,Laundry Hookup,Tile Floor | Main |
Kitchen | Skylight,Vaulted Ceiling,Breakfast Bar,Ceiling Fan,Island,Hardwood Floor | Main |
Living Room | Skylight,Vaulted Ceiling,Fireplace,French Doors,Laminate Floor | Main |
Primary Bedroom | Skylight,Vaulted Ceiling,Walk-In Closet,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $249 | $249 | $249 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,474 |
Total Monthly Payment | $3,082 | $3,079 | $3,815 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.