18 Lawndale Drive, Warwick, RI, 02818 | $499,900

Welcome to your dream coastal retreat in Warwick, RI! This charming 2-bedroom cottage is a true gem, offering the perfect blend of tranquility and convenience. Nestled on a double lot in the Bay Ridge neighborhood, this property provides ample space for outdoor activities and future expansion. Enjoy the luxury of a private beach just a short walk away, perfect for sunbathing, swimming, or evening strolls. The quiet streets with no through traffic ensure a peaceful living environment, ideal for those seeking a serene escape. Step inside to discover a cozy, well-loved family beach home featuring a gorgeous sun porch your new favorite spot for morning coffee or evening relaxation. The cottage boasts a spacious yard and the charm of a home that has been cherished for generations. Location is key, and this property does not disappoint. You'll find yourself within walking distance to the beautiful Goddard State Park, offering extensive walking trails, picnic areas, and stunning views. Additionally, the home is close to numerous local amenities, making daily errands and leisure activities a breeze. This property is not just a home; it's an opportunity. Whether you're looking to move in and enjoy its existing charm, or envision building your dream home on this prime piece of real estate, the possibilities are endless. Don't miss out on this rare chance to own a piece of paradise in Warwick, RI. Contact us today!

Features

  • Amenities: Golf,Marina,Near Schools,Other,Recreation Area,Restaurant,Shopping,See Remarks
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Cabin
  • Year Built: 1935
  • Garage: Detached,Garage
  • Heating: Baseboard,Oil
  • Cooling: None
  • Basement: Crawl Space,Interior Entry
  • Approx Sq. Feet: 624
  • Acreage: 0.31
  • Est. Taxes: $3,972
  • Lot Desc: Multiple lots
  • Appliances: Dryer,Oven,Oil Water Heater,Range,Refrigerator,Washer
  • MLS#: 1370668
  • Website: https://www.raveis.com
    /raveis/1370668/18lawndaledrive_warwick_ri?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Kylie CastellanoSales Associate

631.512.3665

Kylie.Castellano@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

18 Lawndale Drive, Warwick, RI, 02818

$499,900

Kylie Castellano

Sales Associate

William Raveis Real Estate

Phone: 631.512.3665

Kylie.Castellano@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $331 $331 $331
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,694 $2,658 $3,373
Total Monthly Payment $3,100 $3,064 $3,779

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.