45 Water Street, Wells River, VT, 05081 | $269,900

Step back in time to appreciate the original character and charm of this early 1800s New Englander style home. With many quality improvements including updated electrical, public water and sewer, updated windows, and easy to maintain vinyl siding. Lovingly cared for and maintained for many years by the same owner and family. A sense of pride and comfort shines through each and every room as you walk flawlessly through this classic Vermont family home. From the formal breezeway, to the eat in kitchen/dining area, through the living room with attached office, leading you to the large family room and up the stairs to the multiple bedrooms. With a first-floor bathroom and potential first-floor bedroom if desired, the possibilities are plentiful. The attached garage with overhead loft offers plenty of room for storage and convenience. The large level yard is perfect for gardening and quiet enjoyment. Relax on the covered porch and listen to the trickling river across the road. A gorgeous site to see. Located on a quiet, dead-end road with plenty of privacy. Just outside of town where you will find many local amenities. Only minutes from the highway and major public roadways while still feeling a sense of security and safety on the quiet side street. The perfect combination of seclusion and convenience. This beautiful family home has been well cared for and ready for its new owners to make it their own. Don’t let this fantastic property pass you by, affordability at its finest.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 1 full
  • Style: New Englander
  • Year Built: 1834
  • Garage: 1-car Garage
  • Heating: Hot Water
  • Cooling: None
  • Basement: Dirt Floor,Stairs - Interior
  • Approx Sq. Feet: 1,848
  • Acreage: 0.65
  • Est. Taxes: $4,279
  • Lot Desc: Level,River,Water View
  • Elem. School: Blue Mountain USD #21
  • Middle School: Blue Mountain USD #21
  • High School: Blue Mountain USD #21
  • School District: Blue Mountain USD 21
  • MLS#: 5018335
  • Website: https://www.raveis.com
    /prop/5018335/45waterstreet_wellsriver_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/19/2024
Listing courtesy of Coldwell Banker LIFESTYLES- Littleton   Phone: 603-444-6737
Listing Agent: Jennifer Impey

William Raveis Family of Services

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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45 Water Street, Wells River, VT, 05081

$269,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $215,920 $215,920 $215,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.171% 6.518%
Monthly Tax Payment $357 $357 $357
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,473 $1,435 $1,851
Total Monthly Payment $1,905 $1,867 $2,283

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.