ASSUMABLE FHA LOAN WITH A LOW INTEREST RATE (5. 1%) • BEST PRICE/VALUE IN THE SUBDIVISION ( The newly released villas are smaller and more expensive!!) • This 2023 move-in ready, single-story villa with NO BACK neighbors feels just like a brand new home, nestled in "Tampa Bay's Newest Active Adult Lifestyle Community" - Angeline. • OVER $20, 000 IN UPGRADES - Gutters with stainless steel leaf protection / Screened porch for bug-free relaxation / Reverse osmosis and water softener system for pure, clean water / Stylish backsplash in the kitchen and island / High-end fan in the living room for cool comfort, digital control panels for added convenience. • Two bedrooms, including a private owner's suite with an attached full bathroom and walk-in closet. An open floor plan showcases a stylish kitchen, dining room, and inviting family room, creating a perfect flow for everyday living. Glass sliders lead to a cozy covered and enclosed patio, perfect for your morning coffee or afternoon cocktails. • WELCOME TO ANGELINE: This vibrant 6, 200+ acre master-planned community in Land O' Lakes, FL, offers new single-family homes and villas exclusively for active adults 55+. Residents enjoy a wealth of amenities and a focus on healthy living: Community farm, up to 100 miles of trails, 3, 600 acres of green space, Pasco County park, and a LAGOON. Moffitt Cancer Center's new campus is right around the corner! • A City in the Making: Angeline is a groundbreaking community designed for a healthy and active lifestyle. See attached flyers for additional details. • You could qualify for a 2-1 buydown program: Reduce your interest! The cost of the payment reduction is paid by the lender so there is NO ADDED COST TO YOU!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $215 | $215 | $215 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,713 | $1,671 | $2,110 |
Total Monthly Payment | $2,003 | $1,961 | $2,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.