This well-maintained ranch home, currently rented to local attendees at University of New Haven, features a finished in-law suite. The main level includes 4 bedrooms, 2 larger and 2 smaller, a spacious kitchen with newer shaker cabinets, and appliances (3 years old), and a cozy living room. A coin-operated washer and dryer are available for convenience. The full bathroom has a double vanity, a tiled tub, a window, and an exhaust fan-older but in excellent condition. The in-law unit downstairs includes 3 bedrooms, a stand-up tiled shower, and an open eat-in kitchen with an adjoining living room. This level also has its own coin-operated laundry facilities. The entrance to the lower unit is off the descending stairs and opens onto a peaceful exterior patio. Located in a quiet neighborhood, this property is just 200 feet away from UNH football games in the fall. It's perfect for investors or anyone looking for a comfortable, well-kept home.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 13.0 x 13.0 | Main |
Bedroom 2 | 8.5 x 10.0 | Main | |
Bedroom 3 | Hardwood Floor | 9.0 x 11.0 | Main |
Bedroom 4 | Lower | ||
Bedroom 5 | Lower | ||
Bedroom 6 | Lower | ||
Kitchen | Bay/Bow Window,Vinyl Floor | Main | |
Kitchen | Lower | ||
Primary Bedroom | 13.0 x 13.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $593 | $593 | $593 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,292 | $2,233 | $2,880 |
Total Monthly Payment | $2,959 | $2,900 | $3,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.