WELCOME TO 38 PHILLIPS RD. THIS CHARMING HOME IS IN A PRIME LYNNFIELD NEIGHBORHOOD IN WALKING DISTANCE TO LYNNFIELD CENTER This inviting home was custom built, features 4 spacious bedrooms plenty of closet space. The bonus room adjacent to the primary bedroom can be used as a home office, media room etc. Two full and one-half bathrooms plus abundant natural light that fills the home! Young kitchen with ample custom cabinets, with soft closing doors and drawers, crown moldings. Top of the line appliances and granite counter tops. Dining area with slider to extra-large Azek deck. Two Fireplaces one facing the kitchen, the other faces the living rm. First floor laundry area. Potential to finish spacious basement, gas heat, one car attached garage with storage area, exterior access, paved driveway, 4 car parking. Wonderful curb appeal features new front lawn and walkway. Outdoor activities can be enjoyed in the private yard! Title V approved. Come see what this home has to offer!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet - Double | First |
Bedroom 3 | Closet | First |
Bedroom 4 | Closet, Flooring - Wall to Wall Carpet | Second |
Kitchen | Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, Dining Area, Balcony / Deck, Countertops - Stone/Granite/Solid, Exterior Access, Open Floorplan, Recessed Lighting, Slider, Stainless Steel Appliances, Crown Molding | First |
Living Room | Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box, Open Floorplan, Recessed Lighting | First |
Master Bedroom | Flooring - Wall to Wall Carpet, Closet - Double | Second |
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William Raveis Real Estate
Phone: 888.699.8876
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $704 | $704 | $704 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,520 | $4,966 | $6,663 |
Total Monthly Payment | $5,316 | $5,762 | $7,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.