Nestled along the picturesque Silvermine River, sitting high and dry, and set on a private lane, this home offers both privacy and endless potential, minutes from the Merritt Parkway. An inviting foyer welcomes you into this traditional center hall Colonial. A spacious living room spans the entire width of the house, featuring a wood-burning fireplace that creates a warm and inviting ambiance. A formal dining room leads to the kitchen, which connects to a back porch overlooking the serene, flat one-acre property. The cozy family room, also equipped with a wood-burning fireplace and half bath, provides direct access to a screened-in porch, seamlessly connecting to the back deck-ideal for easy living & entertaining. Upstairs, discover four generously sized bedrooms, each with large closets, along with two full baths, including a primary suite. Hardwood floors flow through the bedrooms, with additional hardwood under the carpet in the primary bedroom. The full, walk-out lower level presents opportunities for expansion, providing an additional 1, 000 sq. ft. of space. Accessed through the lower level, the two-car garage adds practicality to this home. Enjoy the unique benefit of having the Silvermine River in your backyard, with a private path providing direct access to the water-perfect for relaxing and enjoying nature. Cherished by its original owners since 1977, this beloved home is now ready for new owners to appreciate its enduring charm and ideal location. Sold "as is. "
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 17.0 x 11.0 | Upper |
Bedroom 2 | Hardwood Floor | 14.0 x 13.0 | Upper |
Bedroom 3 | Hardwood Floor | 11.0 x 10.0 | Upper |
Dining Room | Hardwood Floor | 15.0 x 13.0 | Main |
Family Room | Fireplace,Sliders,Wall/Wall Carpet | 14.0 x 24.0 | Main |
Full Bath | 8.0 x 7.0 | Upper | |
Half Bath | 4.0 x 5.0 | Main | |
Kitchen | Sliders | 28.0 x 11.0 | Main |
Living Room | Fireplace,Hardwood Floor | 15.0 x 25.0 | Main |
Primary BR Suite | Full Bath,Wall/Wall Carpet | 17.0 x 12.0 | Upper |
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William Raveis Mortgage, LLC
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 69957
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $1,272 | $1,272 | $1,272 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,036 | $5,308 |
Total Monthly Payment | $5,724 | $5,400 | $6,672 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.