23 Old Haverstraw Road, Congers (Clarkstown), NY, 10920 | $499,000
THE GATED GARDEN OASIS. Welcome home to 23 Old Haverstraw Road! The instant charm of this home will grab your attention and the classic touches throughout will never go out of style. Enter this home in the beautifully lit sunroom that is perfect for a morning coffee and good book while also functional as your mud room. The quaint sitting room and foyer welcomes you further inside and on this level you will find a spacious living room as well as an open-concept kitchen and dining area. Walking upstairs there are two generously sized bedrooms and a full bath. In addition there is a bonus space that could be perfect for a home office or reading nook. This home is bright, airy and all of the coziness you have been craving! The outdoor space of this home is also something special. The deck and fire pit area make for a great entertainment space or just a relaxing evening in. Be sure to check out the tranquil gardens of the property. They are filled with this years love and will welcome back an abundance of perennials in years to follow. The green giants were planted in 2023 along the side of the property and will make for the ultimate privacy fence, growing about 3ft/ year. Schedule your tour of this special home today, there aren't many like it!
Features
- Town: Congers
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Style: Cottage
- Year Built: 1918
- Garage: 1-car Detached
- Heating: Natural Gas, Baseboard
- Cooling: Ductless
- Basement: Full
- Approx Sq. Feet: 1,500
- Acreage: 0.3
- Est. Taxes: $10,288
- Elem. School: New City Elementary School
- Middle School: Felix Festa Achievement Middle Sch
- High School: Clarkstown North Senior High School
- School District: Clarkstown
- MLS#: H6327525
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/H6327525/23oldhaverstrawroad_congers_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
23 Old Haverstraw Road, Congers (Clarkstown), NY, 10920
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $857 | $857 | $857 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
| Total Monthly Payment | $3,588 | $3,585 | $4,355 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535