190 State Street, Guilford, CT, 06437 | $1,299,900

Rare opportunity to purchase a beautiful and unique custom post and beam home on a very private lot, located in-town, within walking distance of the historic Guilford Town Green, shops, and dining. Come down the driveway and you are transported to a country retreat but still have all the convenience of living in town. The front porch provides a comfortable place to sit and socialize. The floating cantilevered back deck is a perfect place to barbeque or just watch the sun set behind your private pond. The interior is a perfect combination of dramatic spaces and comfortable spaces with 1st floor living. Showings, by appointment only, to pre-qualified buyers. The fully fenced property features a front porch, a back deck with a retractable awning, mature gardens, patios, custom hardscaping, a custom shed for the 24KW whole-house automatic back-up generator, a garden shed, and tool shed. The first floor features custom finishes, an open floor plan for kitchen, dining, living, a custom fireplace, a spectacular 29 foot ceiling over the living area, and a wall of windows, with remotely operated blinds on the upper windows, offering a water view of the private pond. Off to one side of the open living area are a half bath and separate laundry room featuring a dog washing station. The laundry room is conveniently located just off the entrance foyer and garage entry. Off the other side of the open living area is the primary suite, which has a large walk-in closet with California Closet custom storage and a full bath with custom floating double vanities, soaking tub, and walk-in shower. The second floor features a large loft office area with a custom iron staircase to attic storage and second floor HVAC mechanicals. Next to the office loft is a guest suite with an attached full bath featuring custom floating double vanities and a walk-in shower with a built-in seat. Off the 2nd floor mezzanine is another full bath with a tub/shower unit. All full baths have ample linen closets. Next down the 2nd floor mezzanine is a music room with a large finished storage closet that can be used as a 4th bedroom. At the end of the mezzanine is another large bedroom with a closet. From there you can access the finished exercise room above the garage, which has a 2nd staircase back to the first floor, which could be converted to a 5th bedroom. The 2-bay attached garage has custom flooring and ample room for two cars, storage, tools and work benches. The 1600 square foot dry basement, with a staircase to the living area and access to the back yard, has plenty of potential. Heating and hot water are provided by an oil-fired boiler serving two hydro-air air handlers with 3 zones. The newly replaced 3 zone central air conditioning is provided by two condensers serving the two air handlers. Electrical service is 200 Amps with an automatic switchover 24 KW propane fueled back-up generator capable of providing uninterrupted power for more than a week. The kitchen stove and fireplace are fueled with propane. City water, electricity, cable, and phone come to the house via buried conduits from the street.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 2004
  • Garage: 2-car Attached Garage,Off Street Parking
  • Heating: Hot Air,Hydro Air
  • Cooling: Central Air
  • Basement: Full,Unfinished
  • Above Grade Approx. Sq. Feet: 3,489
  • Acreage: 0.67
  • Est. Taxes: $13,387
  • Lot Desc: Some Wetlands,Level Lot
  • Water Front: Yes
  • Elem. School: Per Board of Ed
  • High School: Per Board of Ed
  • Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24051594
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /eprop/24051594/190statestreet_guilford_ct?source=qrflyer
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Listing courtesy of Huntsman,Meade & Partners Comp

Room Information

Type Level
Bedroom 1 Upper
Bedroom 2 Upper
Primary Bedroom Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

190 State Street, Guilford, CT, 06437

$1,299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,039,920 $1,039,920 $1,039,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.375% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.821% 6.474% 6.036%
Monthly Tax Payment $1,116 $1,116 $1,116
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,905 $6,488 $8,705
Total Monthly Payment $7,146 $7,729 $9,946

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.