Nestled on nearly 1. 5 acres of beautiful land with no HOA, this bright and charming home offers the perfect blend of nature and convenience. There's plenty of room for RV and boat parking so bring all of your toys. The cute front porch adds to the curb appeal, while the large covered back deck is perfect for family gatherings and BBQs, rain or shine. For stargazing, step out into the expansive yard to enjoy the night sky in all its beauty. A spacious detached garage with electricity and a 30-amp RV hook-up adds versatility and storage options. Inside, you'll find an open concept design, a large kitchen, and stunning Australian cypress floors adding warmth and character. The primary bedroom features a generous walk-in closet, and the primary bathroom provides a relaxing retreat with a garden tub and separate shower. The large laundry room offers a sink and a built-in desk, making it a practical and functional space. While you'll feel tucked away in your own private haven, the home is still conveniently located close to everything you need. It boasts lots of storage space and water quality is a priority with the Culligan water softener system. This well-built Palm Harbor home offers the perfect balance of style, comfort, and the freedom of no HOA restrictions. The roof is only 3 years old, and the HVAC was installed in 2017. All appliances stay. District for the highly sought after Clay county schools. Come make this your "home sweet home" before someone else does.
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $79 | $79 | $79 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,675 | $2,125 |
Total Monthly Payment | $1,852 | $1,829 | $2,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.