PREVIOUS BUYER COULD NOT OBTAIN MORTGAGE. Charming, much-updated home offers 3 beds, 1. 5 baths and 1, 317 square feet! Quiet location with picturesque views and a very cute front porch are just a few highlights. The remodeled kitchen offers gorgeous, quality wood cabinetry, granite counters, stainless appliances and big pantry with lots of storage. Kitchen walks out to your back deck with amazing, distant views! Dining and living rooms show off their beautiful, original hardwood flooring and flow together for an open and airy feel, with incredible natural light pouring in! There's a small half-bath off the kitchen and good-sized coat closet on the main level, too. The original hardwood flooring carries through all 3 spacious bedrooms on the second floor, with the primary bedroom being a generous 19' X 13'. Basement is dry and perfect for storage, and has an overhead door for easy entry and exit to the back yard. The back yard is big and mostly level, with a firepit area and those really amazing views! This home has lots of major and recent value-adding updates which include: Newer roof, siding, windows, appliances, furnace, water heater and more. Cool Central A/C! Solar array reduces electric bills drastically (Solar Agreement and Eversource billing history included in listing). These major, recent investments mean you'll have little more to do than to pick your new paint colors! Perfect New Haven & Fairfield County commute, close to parks, schools, restaurants and shopping
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 13.0 x 11.0 | Upper |
Bedroom 2 | Hardwood Floor | 13.0 x 9.0 | Upper |
Dining Room | Hardwood Floor | 14.0 x 12.0 | Main |
Full Bath | Tub w/Shower,Hardwood Floor | Upper | |
Half Bath | Main | ||
Kitchen | Ceiling Fan,Pantry,Laminate Floor | 14.0 x 10.0 | Main |
Living Room | Ceiling Fan,Hardwood Floor | 14.0 x 15.0 | Main |
Primary Bedroom | Walk-In Closet,Hardwood Floor | 19.0 x 13.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,828 | $1,781 | $2,298 |
Total Monthly Payment | $2,300 | $2,253 | $2,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.