Looking for a WATERFRONT RETREAT ON THE ST JOHNS RIVER FRONTING LAKE GEORGE where you feel like you are on vacation year round! Great home or vacation rental. Enjoy magnificient sunrises & waterfront views from this home, the deck or from one of the 3 porches! Beautiful 2-story CB & frame home with stone accent & plenty of room for outdoor & indoor entertaining with an awesome hot tub, dock w/ water & electric, boathouse, corrugated fiberglass bulkhead w/ concrete cap & outdoor shower! This home features 2 bedrooms & 1 bath downstairs & 2 bedrooms & 1 bath upstairs both having open concept with large living areas, screen porches & separate HVAC systems. The downstairs has a wrap around porch with cooking island! The upstairs has a separate exterior entrance as well as an interior entrance. Many possibilities with this property! Need a large shop or mancave? Property includes a 30 x 48 detached garage with (3) 10' roll up doors & 10' x 32' screened porch! Totally fenced & artesian we
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $619,920 | $619,920 | $619,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $442 | $442 | $442 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,177 | $4,120 | $5,228 |
Total Monthly Payment | $4,711 | $4,654 | $5,762 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.