No HOA! Discover this spacious, recently renovated concrete block home featuring 4 bedrooms and 2 baths, set on a generous 1-acre lot. Offering a host of modern updates, including a newer roof, upgraded electrical panel and weatherhead, newer HVAC system with new ductwork, blown in insulation, newer water heater, water softener/filter, solid surface kitchen countertops and tile backsplash, updated bathrooms, fresh paint inside and out, new lighting, brand-new carpet and flooring. The home boasts a versatile layout with plenty of living space, including a heated/cooled Florida Room, a large den with rough cut wood panels and wood burning fireplace, a private office/flex room, a separate living room, and an eat-in kitchen. The oversized laundry room with a pantry adds extra convenience. One of the bedrooms even has private access, offering flexible living arrangements. Spacious attached garage with plenty of storage space, could possibly be converted back to a two car garage. Spacious patio, two working wells on property and concrete RV/Boat pad. New front entry gate and fencing. With no HOA restriction this property is perfect for those seeking a peaceful retreat with plenty of room for all your toys, RVs, or boats. Don't miss the chance to own this private oasis. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,597 | $2,533 | $3,198 |
Total Monthly Payment | $2,672 | $2,608 | $3,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.