Welcome to 45 Roosevelt! Curb appeal & pride of ownership exude from this property. 2019 completely remodeled inside and out (roof, windows, gutters), this modernly designed house has many extras. Main level is bright & transitions nicely between the LR, DR, EIK onto a 22x12 Trex deck for summers & is cozy warm for winters from the pellet stove. It has 6 panel doors, 3 bdrms/1 bath and the plush carpeting boasts hardwoods underneath. Attic is 90% floored. Walkout basement leads to double wide driveway, features 7. 5' ceilings, playroom/office, full bath/laundry room & 2-car tandem garage allowing options of a workspace & vehicle(s). Full house gas generator. Foundation sealed 2001. Underlying trench runs electric to both sheds. Several exterior outlets & 50amp camper electric box at end of the extended driveway. Level lot w/ L pad patio. Close to Village of Hyde Park's shopping, dining, movie theater & walking/biking distance to the Eleanor Roosevelt mansion and its beautiful trails.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,922
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,938 | $351,938 | $351,938 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $613 | $613 | $613 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,401 | $2,339 | $3,018 |
Total Monthly Payment | $3,089 | $3,027 | $3,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.