This home is better than NEW CONSTRUCTION and has a whole house 22kw generator that starts up automatically 60 seconds after the power goes out! Move-in ready additions have been installed and include an above ground pool with pergola and Frog mineral filtering system, privacy vinyl fencing around the entire back yard, additional porch pergola with open and close roof fins on concrete block system porch extension, inground sprinkler system, upgraded AC bacteria filtering system, gutters and downspouts around entire home. Upgraded with transferable warranty items include a Culligan water softener system, kitchen under sink water filter, upgraded kitchen appliances with a GE Cafe Induction top range and double oven with lower convection/airfryer, GE Cafe microwave with convection/airfryer, high end Maytag HD washer/dryer with steam system. All windows and doors are impact resistant (no need to put up storm shutters or board anything up). No flood insurance required as it is not in a flood zone. Make this 3 bedroom, 2 bath, like new condition (built in March 2023) your next home! Be in awe of the 2' x 4' designer tile throughout the entire home (no carpet!). This well-maintained property comes with the remainder of 2-10 Builder Warranty! The interior of the home is eye-catching with a waterfall island countertop, built in electric fireplace with heat on accented wall that is made up of 2'x4' tile and modern ventilation system, soft close doors and dovetail drawers throughout. The master bedroom boasts a walk in closet with built in Closets by Design organization unit, ceiling fans throughout, custom Bali levelor honeycomb blinds and patio door vertical blind with sheer over curtain, garage floor painted and sealed with epoxy that comes with a 15-year warranty, ADT security system with 3-door and 5-window alarms, fire and smoke alarms, connected to Police and Fire station. All furniture is negotiable.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $58 | $58 | $58 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,156 | $2,731 |
Total Monthly Payment | $2,262 | $2,289 | $2,864 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.