Whole house renovations are almost complete on this beautiful gambrel in Pelham. Situated on 1. 38 peaceful, wooded acres, this home has the benefit of being less than a 10 minute drive from the center of Amherst and UMass! Comprising just over 2000 SF, the 4 bedrooms, 2. 5 bathrooms, spacious open kitchen/dining/living room, and large, dry basement mean there is plenty of space to spread out. The first floor bedroom with separate entrance could be a wonderful home office or converted to a separate suite. A number of trees were recently removed to create more parking, a turnaround, landscaping, a sunny yard and room for a future garage. Improvements include a new septic system, all new duct work and whole house AC, updated plumbing, new lighting and electrical wiring, and more. A new kitchen, all new bathrooms with high end finishes, hardwood throughout, exposed timber beams and a gas fireplace all add to the cozy feel of this home. Schedule a viewing today!
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $544,000 | $544,000 | $544,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $457 | $457 | $457 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,619 | $3,616 | $4,588 |
Total Monthly Payment | $4,168 | $4,165 | $5,137 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.