**Seller is offering a rate-buy-down incentive on all quick move-in homes. ** Welcome to the Salerno by Vitale Homes located in Rose Haven! This fantastic model home is now available with lease back. Spanning 2, 056 square feet, this meticulously crafted residence offers the epitome of comfort and style. The expansive family room/living room welcomes you to its abundant natural light, creating an inviting ambiance for relaxation and entertainment. A separate dining room provides the perfect setting for intimate gatherings or festive dinners. Indulge in culinary delights within the heart of the home adorned with 42" white cabinets with molding, offering ample storage space for all your culinary essentials. Adorned with luxury vinyl planking in the main family room/living room areas elude sophistication and durability, while plush carpeting in the bedrooms ensures comfort underfoot. Tiled wet areas add a touch of refinement to every corner of this exquisite abode. Enjoy the convenience of modern living with a smart home security system, ensuring peace of mind and security for you and your family. Benefit from the upgraded R38 insulation and Rll Foam injected insulation into the block wall, enhancing the energy efficiency and maintaining a comfortable indoor climate year-round. This home comes complete with a 2-10 warranty, offering assurance and protection for your investment. Don't miss this opportunity to make this exceptional residence your own. Schedule a showing today and experience the epitome of luxury living in the heart of Rose Haven. This home is conveniently located in Rose Haven, a gated community with a community pool! Minutes from the Ridge Rd extension provide easy access to the Suncoast Parkway.
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,233 | $3,190 | $4,047 |
Total Monthly Payment | $3,800 | $3,757 | $4,614 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.