Under contract-accepting backup offers. RidgeDale 3 bedroom / 2 bath model on 1 floor in Gated Community with Remodeled Kitchen & Primary Bathroom, Extended Garage and a nearly 300 SF South-Facing Screened Porch, located just 0. 2 miles from High Vista's private clubhouse and outdoor amenity center. Light and bright eat-in kitchen has multi-level Kraft Maid cherry cabinets with nutmeg glaze, crown & rope molding, under-lit base molding, closet pantry with hinged swing-out shelving, accent cabinets with bubble-glass doors, Corian countertops and seamless double-sink, roll-out drawers in lower cabinets, multiple storage drawers and a tumbled-tile mosaic-design backsplash. Breakfast bar has matching tile mosaic-design kick panel below and pendant lighting above. Top down / bottom up blinds in dinette. Primary en suite bedroom has cathedral ceiling, transom window, darkening window shades. Private primary bath has calumut cherry Kraft Maid cabinets with honey spice & mocha highlights, extended granite-topped comfort-height double sink vanity with dovetailed drawers & soft close doors, 2 closets and an oversized level-entry shower with floor-to-ceiling porcelain tile walls with niche. Split bedroom design offers a cozy guest area where guest rooms are separated by a shared full bath. Bedroom 3 doubles as an office with a queen Murphy bed, built-in closets & cabinetry and dual entry through great room double doors or guest area hallway. 12 FT ceiling in central great room with a wall of patio doors to the partly-covered screened porch with ceramic tile floor and adjacent 6x10 brick paver patio. Glass block windows over washer & dryer with overhead cabinets and storage shelving over coat closet. Crown molding throughout most of the interior. Ample recessed lighting. Newer smoke detectors. Glass block windows in extended garage with built-in shelving, pull-down metal ladder to attic, utility sink, insulated/reinforced garage door with newer springs, keypad entry and electric roll-down screen. Expanded brick paver driveway & walkway to front door with retractable screen. Select furnishings and golf cart are available for sale separately. Water heater to be replaced prior to closing. Roof & solar attic fan (11/2015); HVAC (2015). Sold As-Is. Ridgewood Lakes is a golf cart friendly community. $220 monthly High Vista HOA fee includes Spectrum internet and basic cable TV with 2 cable boxes, lawn mowing and exclusive access to resident-owned 12, 000 SF private clubhouse and amenities. $435 semi-annual Ridgewood Lakes HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to 18-hole White Heron Golf Club with restaurant, privately owned and open to the public. High Vista is a 55+ community with outdoor heated pool and spa, fitness center, library, pub & many organized activities. Pickle ball, tennis, bocce and shuffleboard courts. Miles of biking and walking trails within Ridgewood Lakes gated community. Shopping, Disney, Universal, Orlando & Central FL entertainment nearby, easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $176 | $176 | $176 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,813 | $2,310 |
Total Monthly Payment | $2,087 | $2,064 | $2,561 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.