Charming 4 bedroom, 2 full bathroom Colonial has been remodeled and is move in ready! Freshly painted inside & out, this home has a sweet covered front porch, a nice yard with views of a babbling brook and a shed for storage. The main level features a cozy living room with a tiled entry way and new carpeting. Updated Eat in Kitchen with a pantry, main level bedroom & remodeled full bathroom. The 2nd floor features 3 additional bedrooms with new carpeting and the 2nd remodeled full bathroom. Finished walk up attic is heated and offers plenty of storage or recreation space! Oversized replacement windows throughout allow lots of natural sun light. Newer natural gas heating system and water heater make this home energy efficient. Off-street parking for 3 cars. Centrally located and in walking distance to Torrington's downtown amenities including trendy restaurants, coffee shops, art galleries, the Nutmeg Ballet & the Historic Warner Theatre! BE IN YOUR NEW HOME FOR THE HOLIDAYS!!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 11.0 x 12.0 | Upper |
Bedroom 2 | Wall/Wall Carpet | 12.0 x 11.0 | Upper |
Bedroom 3 | Wall/Wall Carpet | 8.0 x 11.0 | Upper |
Eat-In Kitchen | Tile Floor | 12.0 x 11.0 | Main |
Full Bath | Remodeled,Tile Floor | Main | |
Full Bath | Remodeled,Tile Floor | Upper | |
Living Room | Remodeled,Wall/Wall Carpet | 11.0 x 12.0 | Main |
Primary Bedroom | Vinyl Floor | 9.0 x 11.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $157,600 | $157,600 | $157,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $254 | $254 | $254 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,049 | $1,047 | $1,351 |
Total Monthly Payment | $1,378 | $1,376 | $1,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.