This is your opportunity to own a classic bungalow in historic St. Augustine. This delightful two-bedroom, two-bathroom cottage is located in Lincolnville, and is easy walking distance to downtown. The cottage features a traditional covered front porch, a full kitchen, dining nook, separate laundry room and fenced yard. Cute as a button, you’ll love the curb-appeal of this charming cottage with new paver driveway and landscaping. Being nestled in the heart of Lincolnville has its advantages! Walk two blocks to La Nouvelle Bistro, or stroll over to St Augustine Fish Camp, and the Ice Plant Bar for dinner or drinks on Riberia St. Enjoy your morning coffee on the porch and watch the world go by. Inside, the glamorous 1920s era comes to life with elegant feature walls and fresh paint throughout the home. You’ll also find upgrades in the bathrooms, kitchen and refinished hardwood flooring. The home features two off-street parking spots and a fenced private back yard, providing serenity and space for enjoying the sunshine, an al fresco dinner, or letting your pups out for a play. Take care of laundry and tuck your supplies away in the separate laundry room located off the back porch. (Additional to the air-conditioned square footage). The property has no history of flooding. You won’t require flood insurance due to the property being located on Flood Zone X With a track record of successful rental history, and rave reviews from guests who enjoy the quaint charms of this century old home, investors can continue renting without missing a beat. “Casa Lovett” is a turn-key opportunity for a rental investor and is sold fully furnished if desired. Launch your rental business immediately and enter our busiest season during Nights of Lights! Rental revenue and expenses are available upon request. AC: 2013; Water heater: 2021; Roof (metal): 2018; Termite bond in place Recent updates: Driveway, fencing, furniture, painting, landscaping and interior design. Don’t miss your chance to own a piece of history and everything Lincolnville has to offer. Schedule your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,647 | $2,450 | $3,222 |
Total Monthly Payment | $3,235 | $3,038 | $3,810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.