***Zoned RESIDENTIAL MULTI FAMILY (RMF5 - 5 per acre) on 2. 27 ACRES, possibility to SUBDIVIDE to 10 additional lots!*** Looking for the ideal country estate, yet within minutes to all the Florida fun? Look no further! This charming 3 bedroom, 2 bathroom home with 1/1 IN-LAW/GUEST Suite with private rear entrance, situated on 2. 27 ACRES with private above ground POOL is ready for you! Upon entering you will be met with an inviting and welcoming foyer that leads you into a Great Room with bamboo wood laminate floors making cleaning a breeze and pet friendly, and aligned with windows allowing for the natural sunlight to shine throughout the new place you'll call "home. " Down the hallway, you will find the 2 additional bedrooms and guest bathroom. The guest bath is equipped with a handicapp accessible shower (no tub) with built in bench seat. A vanity, mirror, toilet and linen closet complete this space. Both bedrooms are fitted with a private closet, window, bamboo flooring and ceiling fan. The primary bedroom is on the opposite side of the home, a desirable split bedroom floor plan and it features an ornate, decorative wood wall, sliding barn door that guides you into a walk-in-closet, high, vaulted ceilings with wood beam that is highlighted by a gorgeous chandeleir ceiling fan with light. The primary bathroom is right outside the bedroom and has quartz countertops, mirror, toilet and garden tub with retractable shower head, for the ultimate in relaxation you deserve. A bonus room would make a game room, craft room, nursery or kitchen pantry, with it's own private closet - the possibilities for this space are endless! The kitchen features all the appliances, double sink, ceiling fan w/light and built in desk that could also be used as a hutch, office space or even a coffee bar! Through the iron gates, you will come across the formal dining room/Florida room w/wood ceiling and a plentiful amount of windows. A complete 1 bed & 1 bath in-law/guest suite with private rear entrance has a mini split AC unit, fits a bed, plenty of storage and 3 stairs with railing and sliding barn door to the private bathroom. This would make a great room for a teenanger, out of town guests or possibly even a rental investment! If you like spending time outdoors, you're in luck. . . From a detached garage and screened in lanai, to over 2. 00 acres of property, what more could you ask for? How about a BRAND NEW above ground pool and fenced in yard where you can enjoy the Florida weather and peaceful views. Also a 240v receptacle that could be used for EV or RV charging! This ideal location is just minutes to I-75 and US-41, you'll love the convenience of Downtown Punta Gorda with shopping, art galleries and dining. Close proximity to hospitals, schools, South County, Carmalita, Gilchrest and Laishley Parks - PLUS - The Punta Gorda airport and BRAND NEW SUNSEEKER HOTEL is right around the corner! If boating or fishing is what you desire, you're within minutes to the Harbor or Peace River, then to the Gulf of Mexico! This home has so much character and don't forget these key points per the seller: The home is equipped w/a state of the art Nest smoke detector & carbon detectors, detatched garage with workshop, inside laundry room, modern light fixtures throughout! The property has had NO FLOODING from any of the hurricanes since they have owned it, while neighbors and nearby homes have flooded! Such a rare find!!!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $426 | $426 | $426 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,964 | $1,914 | $2,469 |
Total Monthly Payment | $2,465 | $2,415 | $2,970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.