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1485 Lonsdale Avenue, #D, Lincoln, RI, 02865 | $469,900
BRAND NEW CONDO COMPLEX WITH 4 units!! ---Photos are of the end unit D but layout is the same! Absolutely fantastic location-- accessible to everything but tucked in on the lot so you have some privacy and plenty of parking. 2 bedrooms and a bonus office/nursery room! 1. 5 baths. 1500 sq ft of open concept living --- 9ft ceilings on the first floor; kitchen is bright and AWESOME with white shaker cabinets, stained color center island, stainless steel appliances (gas range) and quartz counter tops and sliders to the deck! Great easy to maintain LTV flooring throughout the unit. Oak stair treads to the second level; Second floor features a great primary bedroom with access to the full tiled bath/shower and double vanity; walk-in closet and additional closet; good size 2nd bedroom; 3rd finished room-- great for an office or nursery; Second level laundry! Harvey Windows; full basements with tall ceilings (easily finishable); natural gas heating and central air (2 zones); Electric hot water tank; Huge yard in the back with paver patios and beautiful wooded views & wildlife in the field daily; septic system for all four units in the complex; town owns the land to the right. Condo fees are not yet finalized but anticipated to be approx $275 per month.
Features
- Parking: 2-car
- Heating: Forced Air,Gas
- Cooling: Central Air
- Amenities: Garden AreaHighway Access,Near Schools,Public Transportation,Shopping
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: In Unit
- Year Built: 2024
- Common Charge: $284 Monthly
- Approx Sq. Feet: 1,500
- Est. Taxes: $0
- Lot Desc: Wooded
- Pets Allowed: Yes
- Appliances: Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Water Heater
- MLS#: 1370861
- Website: https://www.raveis.com
/prop/1370861/1485lonsdaleavenue_lincoln_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1485 Lonsdale Avenue, #D, Lincoln, RI, 02865
$469,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $375,920 | $375,920 | $375,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,501 | $2,498 | $3,223 |
| Total Monthly Payment | $2,576 | $2,573 | $3,298 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB