Under contract-accepting backup offers. PUNTA GORDA ISLES CUSTOM, WATERFRONT HOME W/85FT OF SEAWALL & QUICK SAIL ACCESS LISTED $150, 000 UNDER COUNTY ASSESSED VALUE - NO DAMAGE/WATER INTRUSION FROM HURRICANES. This 3 bed/2 bath, custom-built, waterfront home in PGI by Towles Construction offers 85FT of seawall and quick sailboat access to Charlotte Harbor. Located on a quiet cul de sac street, this is a great buy based on the age, quality and location of the home. Inside, the home offers a spacious, open floor plan w/soaring cathedral ceilings & pool/water views from almost every room in the home. Architectural details include tile flooring throughout the main living areas, built-in entertainment center w/lighted display shelves, arched & rectangular transom windows, disappearing sliding glass doors & a gourmet kitchen. The kitchen features granite counters, wood cabinetry & a tumbled stone, tile back splash. The kitchen also features a closet pantry & breakfast bar. The adjacent breakfast area has a large picture window & sliding glass door leading to the lanai that offer fantastic views of the lanai, pool & canal. The split bedroom floor plan boasts a private, master retreat w/walk-out access to the lanai, pool & canal views, two walk-in closets & an en-suite master bath w/split vanities, frameless glass-enclosed shower & garden tub. The guest bedrooms share a guest bath w/walk-in shower. One guest room has walk-out access to the lanai & a walk-in closet. The large, screened lanai extends the living space - perfect for true, Florida-style, indoor/outdoor living. Enjoy colorful sunrise views over the canal with your morning coffee. Seawall was replaced by the city of Punta Gorda within the last few years. Water & electric hook-ups are available at the seawall but have been capped during seawall replacement. 85ft of seawall allows you to add the perfect dock to host your boat. Set off on your latest adventure from your own backyard reaching open water through Ponce Outlet w/ease. New premium carpet master suite in early 2024. Make an appointment today & find your place in paradise.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,862 | $3,767 | $4,757 |
Total Monthly Payment | $4,324 | $4,229 | $5,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.