This beautifully maintained home greets you with an inviting open foyer featuring hardwood and tile flooring. The main level boasts a kitchen with newer stainless steel appliances, seamlessly flowing into the dining room equipped with a ceiling fan and a slider that opens to a spacious deck overlooking a large, level, fenced-in private yard - perfect for relaxation and entertaining. The home offers three generously sized bedrooms, each with ceiling fans and ample storage space. Recent updates abound, including newer windows, a slider door, deck, lighting fixtures, a natural gas furnace, a hot water heater, and updated garage doors with openers, a newer driveway, and a fresh patio. The lower level presents a large family room with a built-in bar, wet sink, and refrigerator, plus a full bathroom with a stand-up shower, laundry room, and stove, offering the potential for an in-law apartment. Smart home features include smart locks, two smart thermostats, and a security system. The oversized two-car garage provides extra storage space, while leaf guards on the gutters and central air conditioning add to the home's convenience and comfort. Situated near the serene Hockanum Trail and on a peaceful cul-de-sac, this home is a must-see.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan | Main |
Bedroom 2 | Ceiling Fan | Main |
Dining Room | Ceiling Fan | Main |
Family Room | Wet Bar | Lower |
Kitchen | Main | |
Living Room | Main | |
Primary Bedroom | Ceiling Fan | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $278,000 | $278,000 | $278,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $594 | $594 | $594 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,873 | $1,848 | $2,344 |
Total Monthly Payment | $2,542 | $2,517 | $3,013 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.