104 Klosterman ROAD W, Palm Harbor, FL, 34683 | $1,000,000

Auction Property. No Buyer's premium. Property will be sold free and clear of all liens. Listing price is the estimated opening bid. Auction Preview Saturday January 4th from 11am-2pm. Auction held live on site at the house Saturday January 18th at noon. Preview and registration at 11am. Looking for an opportunity to live ground floor, gulf-front with a transferrable flood policy for less than $6000! This home was flooded by Hurricane Helene but the owners have been able to swiftly put it back together, featuring: neww wod tile flooring & white paint throughout, new kitchen/appliances, some new windows/doors, new quick release electric panel. Dock is being repaired and a new lift is being installed. Air conditioners only 2 years old. 85% Owner financing available with acceptable bid. What an opportunity for either full-time occupancy or Airbnb/vacation rental! Positioned at the end of a quiet cul-de-sac, you'll have direct DEEP Gulf access from your private dock for sailboats or watercraft, with close proximity to pristine local islands. Almost every room in this gorgeous home has spectacular Gulf views, with low maintenance landscaping in outdoor areas to further enjoy the most beautiful Florida scenery. A new, serene pool is the perfect private oasis, tucked back out of sight from neighbors so that you can enjoy quiet relaxation and sunny afternoons. Elegant finishes and designer touches in the ground-floor living space are inviting and beautiful, with solid wood cabinetry and quartz countertops in the kitchen, plus a lovely bar area. You’ll love the open floor plan to maximize the Gulf views! Plenty of storage, a lovely powder bath, laundry/utility room, and garage rounding out the main/ground level. Upstairs, you'll find four bedrooms and two gorgeous bathrooms with double sinks; there is also a spacious and inviting deck where you can enjoy the Gulf breezes and never-ending vistas. Grab this opportunity quickly before it's gone!

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 64 x 129
  • Laundry: Inside
  • Style: Florida
  • Year Built: 1973
  • Garage: 2-car Garage Faces Side
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,542
  • Acreage: 0.2
  • Lot Size: 64 x 129
  • Est. Taxes: $9,393
  • HOA Fee: $60 Annually
  • Lot Desc: Cul-De-Sac, FloodZone, Landscaped
  • View: Water
  • Pool: Chlorine Free
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: U8230362
  • Days on Market: 290 days
  • Website: https://www.raveis.com
    /eprop/U8230362/104klostermanroadw_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 8:02:07 AM)
Listing courtesy of COASTAL PROPERTIES GROUP   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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104 Klosterman ROAD W, Palm Harbor, FL, 34683

$1,000,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $800,000 $800,000 $800,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.620% 6.735% 6.806%
Monthly Tax Payment $783 $783 $783
H/O Insurance Payment TBD TBD TBD
Initial Principal & Interest Pmt $5,189 $5,122 $7,024
Total Monthly Payment $6,064 $5,905 $7,807

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.