Seller motivated! **Brand new roof just installed** *Seller offering up to $10, 000 in seller concessions* This well-maintained 3-bedroom, 2-bathroom home in the sought-after neighborhood of Winchester Estates in North Lakeland is the ideal choice for a first-time homebuyer. Boasting new exterior paint completed just two years ago and fresh interior paint, this residence exudes a welcoming atmosphere. The kitchen includes a bar area and cozy eat-in space, perfect for casual dining. The living room and bedrooms showcase newer laminate flooring installed two years ago. The master bedroom features a walk-in closet and en-suite bathroom. As you step outside to the backyard, you'll immediately notice the newer screened-in patio that is less than a year old and perfect for entertaining, and additional gravel parking for your boat, RV, or outdoor equipment. The front yard also offers extra gravel parking, ensuring ample space for all your vehicles. Privacy is key in this home, as the spacious backyard is enclosed with vinyl fencing and boasts no rear or side neighbors on one side, providing a peaceful and secluded setting. This property is a gem, waiting to be discovered by its new owners! Call today for a private showing.
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Our Executive Mortgage Banker:
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$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $166 | $166 | $166 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,569 | $2,024 |
Total Monthly Payment | $1,811 | $1,810 | $2,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.